Pickens County Educators' FCU
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    The Emergency Economic Stabilization Act of 2008 temporarily raised the basic limit on Federal Deposit Insurance Coverage from $100,000 to $250,000 per depositor through December 31, 2013.

     


    Savings Accounts

    • Christmas Club & Vacation Club --

      $20.00  - $10,000    .25%    APY  .25 %

    • Share Accounts --

        $20 - $10,000           .25%      .25% APY
      $10,001 - $30,000       .35%      .35% APY
      $30,001 - Over           .70%      .70% APY

      *Rates subject to Economic Conditions at End of Each Quarter
       

    • Certificate of Deposit (CD) --

      6 month and 1 year - Call the Credit Union for rates.


    Loans

    • New Vehicle --

      36 Months 3.98% APR
      48 Months 4.23 % APR
      60 Months 4.48 % APR
      72 Months 4.98 % APR

      Current year with less than 5000 miles.

    • Used Vehicle --

      NADA Loan Value

      1 Year Old               60  Months   4.48 %  APR
      2 Year Old               54  Months    5.73 %  APR
      3 Year Old               48  Months    5.98 %  APR
      4 Year &  Older       36  Months    5.98 %  APR

    • Line of Credit --

      Current rate 15.9 %  APR

    • Signature --

      12 Months   10.9 %  APR
      18 Months   11.5 %  APR
      24 Months   14.9 %  APR

    • Share Secured --

      120 Months    3.00 %    Above Current Dividend Rate


    Other Services

    • Notary --

      We will notarize valuable documents FREE for members.

     


            

     
     
     

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