Payment Protection is offered to our members as an affordable way to help protect you and your family from the unexpected. Platinum Payment Protection includes coverage for loss of life, disability, involuntary unemployment, and family leave. Other plans are available, please discuss with your loan officer if you are interested.


*Your election of Payment Protection is optional. Whether or not you elect Payment Protection will not affect your application for credit or the terms of any existing credit agreement you have with Educators Credit Union. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits from the elected protection program. Carefully read the contract for a full explanation of the terms.